Zagreb, Croatia (Hybrid)
Addiko Bank is an unconventional bank striving for specialization instead of universality. Our mission is to deliver a modern customer experience based on convenience and speed. We emphasize cohesion, diversity, fostering talent and equality while always maintaining the success of Team Addiko at the core of our entrepreneurial values.
To strengthen our Addiko Bank AG Branch Zagreb team and to achieve our entrepreneurial mission and vision, we are looking for a:
Are you passionate about pricing, profitability analysis, and driving business performance? Would you like to further develop your expertise in a dynamic international banking environment while collaborating with colleagues across the Addiko Group?
If you enjoy working with financial models, data, strategy, and cross-functional stakeholders, we invite you to join Team Addiko as a Group Pricing Specialist.
The Perks of Joining Team Addiko
Flextime and Home Office possibilities to accommodate when and where you work best
Easter, Holiday, and Christmas allowances (EUR 700 net p.a.) as part of our total rewards package
Cafeteria benefits tailored to your needs, including Multisport, PassSport, and MealPass
Support through lunch, travel and work from home allowance, supporting your daily work needs
UNIQA preventive medical-checkups and supplementary health insurance for your peace of mind
Fun company trips and team events to build lasting memories
Opportunities for professional growth and development
Plus, the essentials: a laptop, iPhone, coffee, and great international colleagues
About Your Role
You develop and maintain the Group’s pricing methodology for loans in line with the Group strategy and EBA Guidelines on Loan Origination and Monitoring, including related policies and procedures
You design tools and business cases for the introduction of new products, sales channels and client-oriented marketing campaigns
You coordinate activities with Group Risk, Group Treasury and Group Financial Controlling related to loan pricing methodology and tools
You actively participate in the budgeting process with focus on defining prices in accordance with macroeconomic expectations and internal methodologies
You prepare ad-hoc analyses for complex business requests in close collaboration with various bank functions (Risk, Treasury, Accounting, etc.)
You establish benchmark profitability analyses across Group members and identify best practices
You propose changes to processes, product definitions and sales channels to increase Group profitability
You actively contribute to the development of the Group’s pricing strategy in collaboration with business segments and external consultants
You perform product profitability analyses and identify areas with negative performance for the bank
You support the transition of existing Excel-based pricing tools with advanced VBA logic into automated IT solutions by collaborating with application development teams, including business requirement specification and functionality testing
Is this You?
You possess a university degree (Economics, Finance, Mathematics or related fields)
You bring app.5 years of professional experience in banking, consulting or financial institutions, with focus on pricing, business analytics or controlling
You have experience working with Excel tools and VBA logic
You demonstrate strong knowledge of financial analysis and understanding of the relationship between risk, profitability and regulatory requirements
You have experience with regulatory guidelines, in particular EBA Guidelines on Loan Origination and Monitoring
You have experience in coordinating across different functions (Risk, Treasury, Finance)
You possess strong analytical skills, ability to structure complex business problems and provide clear recommendations to management
You have excellent command of English in both spoken and written communication
How to Become Part of the Team
Addiko Bank is committed to equal opportunities and diversity. We actively promote equity and inclusion in our workplace and in the communities we serve, ensuring a culture where everyone feels welcome and valued.
By joining Team Addiko, you will step into an inspiring environment that fosters innovative ideas and a sense of togetherness. Here, feedback is valued, and human connections are nurtured. It is a culture where “we” means everyone has their own “I” – and yet every individual is a vital part of the team.
Can you see yourself joining our team of unconventional bankers? If so, we would be happy to receive your application in English.